The Credit Builder Loan allows you to build your credit score safely and securely with little to no effort. GUASFCU disburses a loan in your name and freezes the funds in your account. While you cannot touch or modify the funds, GUASFCU makes monthly payments on the loan on your behalf until it’s paid off and reports those payments to the credit agencies each month. Only GUASFCU can offer this kind of student-centered service!
Given that credit scores are affected by a variety of factors, we cannot guarantee what your credit score will be.
However, on average, GUASFCU members with Credit Builders go from having no credit score to a credit score in the 700s.
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