Personal Loans

Personal loans typically have much lower rates than credit cards, and have fixed monthly payments to make budgeting easier. Use a personal loan to consolidate credit card debt or fund large one-time purchases such as vacations, computers, or engagement rings. Personal lines of credit allow you to draw and repay debt on your own timeline.

Personal Loan

Eligibility: Georgetown students, alumni and direct family members

Amount: $500 to $15,000 (up to $25,000 for the most qualified applicants)
Apply for a Personal Loan
6.49%
Fixed APR

Credit Card Consolidation Loan

Eligibility: Georgetown students, alumni and direct family members

Amount: $500 to $15,000 (up to $25,000 for the most qualified applicants)
Apply for a Credit Card Consolidation Loan
6.49%
Fixed APR
No Regular
Application Fees
Overnight
Decisions
Available
Discount
For
Cosigners

Private Student Loans

GUASFCU is proud to offer Private Student Loans to the Georgetown community. As a not-for-profit organization, our commitment to service allows us to provide Georgetown Hoyas and their families with very affordable loan options. If you are an undergraduate hoping to finance your first four years on the Hilltop, GUASFCU can make your education an affordable reality.

Undergraduate Student Loans

Eligibility: Georgetown students, alumni and direct family members

Amount: $1,000 to $75,000 per year

Graduate Student Loans

Eligibility: Georgetown students, alumni and direct family members

Amount: $1,000 to $75,000 per year

Student Loan Refinance

Eligibility: Georgetown students, alumni and direct family members

Amount: $5,000 to $50,000
No Application Fees
No Origination Fees
Discounts for Automatic ACH Payments

Auto Loans

New Auto Loan

Eligibility: Georgetown students, alumni and direct family members

Down Payment: Purchase your new vehicle with as little as $0 down. GUASFCU allows you to borrow up to 100% of the auto's NADA retail value.
Apply for a New Auto Loan
1.99%
Fixed APR

Used Auto Loan

Eligibility: Georgetown students, alumni and direct family members

Down Payment: Purchase your used vehicle with as little as $0 down. GUASFCU allows you to borrow up to 100% of the auto's NADA retail value. GUASFCU reserves the right to determine the condition and subsequent value of a used car.
Apply for a Used Auto Loan
1.99%
Fixed APR
No Regular
Application Fees
Overnight
Decisions
Available
Various
Durations
Available

3L Personal Loan

GUASFCU's 3L Loans are designed for members in their last year of law school. This loan can be used to help fund expenses related to the bar exam and living expenses before they begin their job after graduation. 3L Loans allow you to defer payment for up to 12 months, until you become well-situated in your new job.

3L Loan

Eligibility: Rising 3rd year or 3rd year Georgetown University law student with job offer

Amount: $500 to $25,000
Apply for a 3L Loan
6.49%
Fixed APR
No Regular
Application Fees
Overnight
Decisions
Available
Discount
for
Cosigners
Defer Payments
for up to
12 Months

Graduation Loan

GUASFCU's Graduation Loan is designed for members transitioning between Georgetown and the real world. It is perfect for housing, living, and travel costs in the summer before starting work. You can apply for a Graduation Loan with proof of employment in the form of an offer letter from an employer. A Graduation Loan allows you to defer payments until you start receiving your paycheck.

Graduation Loan

Eligibility: Georgetown University students in their last year of undergraduate, graduate or professional school with a job offer

Amount: $500 to $25,000
Apply for a Graduation Loan
6.49%
Fixed APR
No Regular
Application Fees
Overnight
Decisions
Available
Discount
for
Cosigners
Defer Payments
Until Your
First Paycheck

Credit Builder Program

Start Building Credit in a Safe, Secure and Convenient Manner

Your credit score is an incredibly important number that affects more than just your ability to qualify for a particular loan. Landlords and even employers look at your score as a signal of responsibility. While the credit bureaus cannot discriminate based on age, they implicitly do by taking into account how long it has been since you have opened your first loan. Spend a little money today to potentially save thousands or even tens of thousands of dollars in the future.



You pay $30-$180
We disburse a secured loan
We make the monthly payments
We report the payments to a credit agency
You build your credit history & score



Type 18 Months 24 Months 36 Months
Basic $1,000 Loan
$30 $40 $60
Preferred $2,000 Loan
$60 $80 $120
Plus $3,000 Loan
$90 $120 $180
Open a Credit Builder
No Surprise
Fees
Build
Credit
Safely
Completely
Hassle
Free

Internship Loan

GUASFCU's Internship Loan is designed for members with a summer or semester internship. It is perfect to pay for housing, living, and travel costs before starting work. You can apply for an Internship Loan with proof of employment in the form of an offer letter from an employer. An Internship Loan allows you to defer payments until you start receiving your paycheck.

Internship Loan

Eligibility: Georgetown University students in their last year of undergraduate, graduate or professional school with a job offer

Amount: $500 to $25,000
Apply for an Internship Loan
6.49%
Fixed APR
No Regular
Application Fees
Overnight
Decisions
Available
Discount
for
Cosigners
Defer Payments
Until Your
First Paycheck