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Personal Loans
Personal loans typically have much lower rates than credit cards, and have fixed monthly payments to make budgeting easier. Use a personal loan to consolidate credit card debt or fund large one-time purchases such as vacations, computers, or engagement rings. Personal lines of credit allow you to draw and repay debt on your own timeline.
Personal Loan
Eligibility
Georgetown students, alumni and direct family members
Amount
$500 to $15,000 (up to $25,000 for the most qualified applicants)
Credit Card Consolidation Loan
Eligibility
Georgetown students, alumni and direct family members
Amount
$500 to $15,000 (up to $25,000 for the most qualified applicants)
Application Fees
Decisions
Available
for
Cosigners
Private Student Loans
GUASFCU is proud to offer Private Student Loans to the Georgetown community. As a not-for-profit organization, our commitment to service allows us to provide Georgetown Hoyas and their families with very affordable loan options. Whether you are an undergraduate hoping to finance your first four years on the Hilltop or a graduate student, GUASFCU can make your education an affordable reality.
Student Loans
Eligibility
Georgetown students and direct family members
Amount
$2,000 to $35,000
Max Aggregate Student Loan Total
$160,000
Minimum GPA
2.0
Student Loan Refinance
Eligibility
Georgetown students, alumni and direct family members
Amount
$5,000 to $175,000
Apply NowComplete Your Application
Application
Fees
Origination
Fees
for automatic
ACH Payments
Auto Loans
New Auto Loan
Eligibility
Georgetown students, alumni and direct family members
Down Payment
Purchase your new vehicle with as little as $0 down. GUASFCU allows you to borrow up to 100% of the auto's NADA retail value.
Used Auto Loan
Eligibility
Georgetown students, alumni and direct family members
Down Payment
Purchase your used vehicle with as little as $0 down. GUASFCU allows you to borrow up to 100% of the auto's NADA retail value. GUASFCU reserves the right to determine the condition and subsequent value of a used car.
Application Fees
Decisions
Available
Durations
Available
3L Personal Loan
GUASFCU's 3L Loans are designed for members in their last year of law school. This loan can be used to help fund expenses related to the bar exam and living expenses before they begin their job after graduation. 3L Loans allow you to defer payment for up to 12 months, until you become well-situated in your new job. This loan allows you to receive the principal at two disbursal dates.
3L Loan
Eligibility
Rising 3rd year or 3rd year Georgetown University law student with job offer
Amount
$500 to $25,000
Application Fees
Decisions
Available
for
Cosigners
for up to
12 Months
Graduation Loan
GUASFCU's Graduation Loan is designed for members transitioning between Georgetown and the real world. It is perfect for housing, living, and travel costs in the summer before starting work. You can apply for a Graduation Loan with proof of employment in the form of an offer letter from an employer. A Graduation Loan allows you to defer payments until you start receiving your paycheck.
Graduation Loan
Eligibility
Georgetown University students in their last year of undergraduate, graduate or professional school with a job offer
Amount
$500 to $25,000
Application Fees
Decisions
Available
for
Cosigners
Until Your
First Paycheck
Credit Builder Program
Start Building Credit in a Safe, Secure and Convenient Manner
Your credit score is an incredibly important number that affects more than just your ability to qualify for a particular loan. Landlords and even employeers look at your score as a signal of responsibility. While the credit bureaus cannot discriminate based on age, they implicity do by taking into account how long it has been since you have opened your first loan. Spend a little money today to potentially save thousands or even tens of thousands of dollars in the future.
| Type | 18 Months | 24 Months | 36 Months |
|---|---|---|---|
|
Basic $1,000 Loan
|
$30 | $40 | $60 |
|
Preferred $2,000 Loan
|
$60 | $80 | $120 |
|
Plus $3,000 Loan
|
$90 | $120 | $180 |
Fees
Credit
Safely
Hassle
Free
Internship Loan
GUASFCU's Internship Loan is designed for members with a summer or semester internship. It is perfect to pay for housing, living, and travel costs before starting work. You can apply for an Internship Loan with proof of employment in the form of an offer letter from an employer. An Internship Loan allows you to defer payments until you start receiving your paycheck.
Internship Loan
Eligibility
Georgetown University sutdents in their last year of undergraduate, graduate or professional school with a job offer
Amount
$500 to $25,000
Application Fees
Decisions
Available
for
Cosigners
Until Your
First Paycheck
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