Borrow

3L Personal Loan

GUASFCU's 3L Loans are designed for members in their last year of law school. This loan can be used to help fund expenses related to the bar exam and living expenses before they begin their job after graduation. 3L Loans allow you to defer payment for up to 12 months, until you become well-situated in your new job. This loan allows you to receive the principal at two disbursal dates.

3L Loan



5.75%
Fixed APR

Eligibility

Rising 3rd year or 3rd year Georgetown University law student with job offer

Amount

$500 to $25,000

No Regular
Application Fees
Overnight
Decisions
Available
Discount
for
Cosigners
Defer Payments
for up to
12 Months

Auto Loans

New Auto Loan



1.99%
Fixed APR

Eligibility

Georgetown students, alumni and direct family members

Down Payment

Purchase your new vehicle with as little as $0 down. GUASFCU allows you to borrow up to 100% of the auto's NADA retail value.

Used Auto Loan



1.99%
Fixed APR

Eligibility

Georgetown students, alumni and direct family members

Down Payment

Purchase your used vehicle with as little as $0 down. GUASFCU allows you to borrow up to 100% of the auto's NADA retail value. GUASFCU reserves the right to determine the condition and subsequent value of a used car.

No Regular
Application Fees
Overnight
Decisions
Available
Various
Durations
Available

Credit Builder Program

Start Building Credit in a Safe, Secure and Convenient Manner

Your credit score is an incredibly important number that affects more than just your ability to qualify for a particular loan. Landlords and even employeers look at your score as a signal of responsibility. While the credit bureaus cannot discriminate based on age, they implicity do by taking into account how long it has been since you have opened your first loan. Spend a little money today to potentially save thousands or even tens of thousands of dollars in the future.



You pay $30-$180
We disburse a secured loan
We make the monthly payments
We report the payments to a credit agency
You build your credit history & score



18 Months 24 Months 36 Months
Basic $1,000 Loan
$30 $40 $60
Preferred $2,000 Loan
$60 $80
Most Popular
$120
Plus $3,000 Loan
$90 $120 $180
No Surprise
Fees
Build
Credit
Safely
Completely
Hassle
Free

Graduation Loan

GUASFCU's Graduation Loan is designed for members transitioning between Georgetown and the real world. It is perfect for housing, living, and travel costs in the summer before starting work. You can apply for a Graduation Loan with proof of employment in the form of an offer letter from an employer. A Graduation Loan allows you to defer payments until you start receiving your paycheck.

Graduation Loan



7.49%
Fixed APR

Eligibility

Georgetown University students in their last year of undergraduate, graduate or professional school with a job offer

Amount

$500 to $25,000

No Regular
Application Fees
Overnight
Decisions
Available
Discount
for
Cosigners
Defer Payments
Until Your
First Paycheck

Internship Loan

GUASFCU's Internship Loan is designed for members with a summer or semester internship. It is perfect to pay for housing, living, and travel costs before starting work. You can apply for an Internship Loan with proof of employment in the form of an offer letter from an employer. An Internship Loan allows you to defer payments until you start receiving your paycheck.

Internship Loan



7.49%
Fixed APR

Eligibility

Georgetown University sutdents in their last year of undergraduate, graduate or professional school with a job offer

Amount

$500 to $25,000

No Regular
Application Fees
Overnight
Decisions
Available
Discount
for
Cosigners
Defer Payments
Until Your
First Paycheck

Personal Loans

Personal loans typically have much lower rates than credit cards, and have fixed monthly payments to make budgeting easier. Use a personal loan to consolidate credit card debt or fund large one-time purchases such as vacations, computers, or engagement rings. Personal lines of credit allow you to draw and repay debt on your own timeline.

Personal Loan



7.49%
Fixed APR

Eligibility

Georgetown students, alumni and direct family members

Amount

$100 to $15,000 (up to $25,000 for the most qualified applicants)

Personal Line of Credit



12.50%
Fixed APR

Eligibility

Georgetown students, alumni and direct family members

Amount

Choose from a $1,000, $2,000 or $3,000 maximum credit line

No Regular
Application Fees
Overnight
Decisions
Available
Discount
for
Cosigners

Private Student Loans

GUASFCU is proud to offer Private Student Loans to the Georgetown community. As a not-for-profit organization, our commitment to service allows us to provide Georgetown Hoyas and their families with very affordable loan options. Whether you are an undergraduate hoping to finance your first four years on the Hilltop or a graduate student, GUASFCU can make your education an affordable reality.

Undergrad Student Loan



View Rates & Terms

Eligibility

Georgetown students and direct family members

Amount

$2,000 to $35,000

Max Aggregate Student Loan Total

$160,000

Minimum GPA

2.0

Grad Student Loan



View Rates & Terms

Eligibility

Georgetown students, alumni and direct family members

Amount

$2,000 to $35,000

Max Aggregate Student Loan Total

$250,000

Minimum GPA

2.0

No
Application
Fees
No
Origination
Fees
Discounts
for automatic
ACH Payments