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Online Banking: Convenience at your finger tips

 
 
 

"Jack the Bulldog" Visa Debit Card

Visa Card
With the Credit Union VISA CheckCard, you can make withdrawals from more than 627,000 ATMs worldwide. There is no surcharge for using GUASFCU ATMs - we have ATMs in the Leavey Center and Leo O'Donovan's Dining Hall. In addition, GUASFCU is now a member of the Allpoint Network, offering access to 32,000 ATMs nationwide, surcharge free. When using another bank's ATM, there is a low $0.75 surcharge. But, the CheckCard is much more than an ATM card. Your card may be used at any of the more than 21 million merchants that accept VISA. The VISA CheckCard is a great way to avoid getting yourself into expensive credit card debt - you're sure to always spend within your budget. And, you always get a variety of purchase protections when you use your CheckCard.

Debit Card vs Credit Card

Credit. Every time you use a credit card, you are actually borrowing money that is made available to you by a bank or other financial institution. The institution pays the debt to the vendor, and in turn, you pay the money back to the institution. By signing up for a credit card, you agree to pay back the money that you borrowed, in addition to any interest drawn on the amount you borrowed.

 

Debit. Odds are, you have a debit card in your wallet or purse right now, since many ATM cards are programmed to have debit options. Issued by your bank, debit cards take funds directly from the money that you have in your bank account--in a sense acting like a check, just faster. With a debit card, you don't have to carry cash or checks, and it is very convenient to shop at a variety of places including gas stations, grocery stores, restaurants, and retail stores. They provide instant access to your money and are accepted worldwide.

Debit cards are used like credit cards, meaning that the store you are shopping at 'swipes' them, and then you sign off on the receipt. You don't have to show a picture ID, and there is usually no PIN number for you to punch in.


Cancel a Card

To cancel a current card, please immediately call 1-800-554-8969. To order a new card, please click here. If fraudulent charges have been made using your card, click here to download Visa dispute information, then contact member services.


Active Fraud Protection

The Credit Union VISA CheckCard offers you VISA's Zero Liability Guarantee. You will never be liable for unauthorized and fraudulent transactions. Whether your purchase was made at a store, over the phone, or online, you are not responsible for any fraudulent charges. Guaranteed. If your card or card number is ever compromised, report the card lost or stolen immediatley. If any unauthroized charges have been made, you can eaisly dispute the charges and we will credit your account in 2-3 days.


Activation and PIN Selection

For your protection, your card is shipped inactive. To activate the card, call toll free (800) GUA-SFCU. You will receive a default PIN within 1-2 days of receiving the card. However, you may select a personallized PIN at any time by visiting our member service department


Frequently Asked Questions
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