Unsecured Loan (No Cosigner)	Unsecured Loan (With Cosigner)
Minimum Principal	$100	$100
Loan Duration	12-60 Months	Under 60 Months

 

Unsecured Loan Terms (With or Without Cosigner)

 

- Unsecured loans with a principal of $500 or less can have a duration no longer than 12 months

 

- Unsecured loans with a principal of $1000 or less can have a duration no longer than 24 months

 

Additional Unsecured Cosigner Loan Terms

 

- Both the loan applicant and the cosigner need to complete and submit a separate application

 

- Cosigner must be in equal or greater financial position than the maker

 

- Maker should be able to repay the loan balance independent of the cosigner

 

- A cosigner on an unsecured loan reduces the annual percentage rate by 0.25%

 

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