We just lowered rates!

With some of the best lending rates available, GUASFCU has a loan to meet your needs. Whether you're looking for an unsecured personal loan, a new auto loan, a line of credit, or a secured loan to improve your credit rating, our credit committee is available to assist you.

During the school year a member of the credit committee is in the member service/credit office Monday - Friday from 10:30 am - 6:30 pm. Alternatively, you may contact the credit committee by calling 202-687-8616 or emailing loans@guasfcu.com

In addition to our loan offerings, GUASFCU has established a relationship with the CU Mortgage Group to offer our members financing for home loans. For more information, you may contact them directly at 1-800-401-1221. Loan consultants are available Monday through Friday from 8am to 8pm and on Saturday from 9am to 5pm. You may also find more information via their website at CU Mortgage Group


Decision Types
- Overnight Decision: The Credit Committee will have a decision in one business day, $30 fee.
- Rush Decision: The Credit Committee will have a decision in two business days, $20 fee.
- Regular Decision: The Credit Committee will have a decision in five business days, $10 fee.
Application must be received by 1 PM to be processed by the next business day.
       

 
(Click on a loan type for details and click on descriptions for applications)
  
Unsecured Loan
With or Without a Cosigner. Generally for a multitude of applicant loans, some of which include debt consolidation, travel expenses, computer purchases, rent, or other one-time expenses. The unsecured loan is designed for applicants whose credit history is in good standing, who have sufficient income, and who can obtain loan application approval individually.

Secured Loan
50% This loan is generally for members who wish to improve an undesirable credit history.
100% This loan is generally for members who wish to improve their credit history.

New Auto Loan
This loan is generally for members in good standing and with sufficient income who require financial assistance with the purchase of a new automobile

Used Auto Loan
This loan is generally for members in good standing and with sufficient income who require financial assistance with the purchase of a used automobile.

Personal Line of Credit
The personal line of credit is recommended for individuals who are seeking to borrow small amounts of cash on a continuous basis.

Home Loan / Mortgages
 

Effective April 2nd, 2007
Product APR (Starting at)*
Unsecured Signature Loan † 7.75
New Auto Loan 10% down required 5.00%
Used Auto Loan ‡ 5.25%
Personal Line of Credit (PCL) 12.50%
Home Loans / Mortgages Loans up to $4,000,000 Check Rates

* Rates above are fixed and based on the credit worthiness of the applicant.
† Maximum unsecured loan principal is $25,000.
‡ Up to 100% of N.A.D.A retail value financing.

A cosigner on an unsecured loan reduces the annual percentage rate by 0.25%
Interest rates are updated monthly and based on the prime interest rate published in the Wall Street Journal.
GUASFCU reserves the right to interpret the value of a used car.