Personal Loan

 

GUASFCU's personal loans are recommended for one-time personal expenses such as travel expenses, debt consolidation, computer purchases, etc. We offer very competitive rates, starting at 7.49% (considerably lower than most credit card interest rates). Continue reading below to learn more about our personal loan product.

  • Personal loans with a principal of $500 or less can have a duration no longer than 12 months.
  • Personal loans with a principal of $1,000 or less can have a duration no longer than 24 months.
  • Both the loan applicant and the cosigner need to complete and submit a separate application.
  • The cosigner must be in equal or greater financial position than the maker.
  • Maker should be able to repay the loan balance independent of the cosigner.

 

Personal (No Cosigner)

Personal (Cosigner)

Minimum Principal $100 $100
Loan Duration 12 - 60 months 60 months or less

  • No application fee for regular decision processing.
  • Very competitive 7.49% starting rate is considerably lower than most credit cards.
  • Loan duration of up to 60 months available.
  • No collateral required.
  • A cosigner on an personal loan reduces the annual percentage rate by 0.25%.
  • Easy and convenient online application.
 
RATES AS LOW AS
 
7.49%

 
APR

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Cosigner Application

If you are cosigning on a loan application, please complete the following form and submit it to GUASFCU, either by fax at (202)-338-7635 or by scanning and emailing it to credit@guasfcu.com.
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