Frequently Asked Questions

 
Below are some of the most frequently asked questions about GUASFCU's loans and credit offerings. Click on the questions to reveal their answers, and click again to hide them.

  WHY SHOULD YOU HAVE A LOAN WITH GUASFCU?


  ARE NON-US CITIZENS ELIGIBLE FOR A LOAN?


  WHAT STEPS MUST I TAKE IF I AM INTERESTED IN APPLYING FOR A LOAN?


  WHAT CONSISTS OF ADDITIONAL INCOME ON THE LOAN APPLICATION?


  SHOULD I INCLUDE MY SPOUSE'S INCOME ON MY LOAN APPLICATION?


  WHAT IS A COSIGNER AND HOW DO THEY FIT INTO THE APPLICATION PROCESS?


  DOES GUASFCU OFFER A CREDIT BUILDING SERVICE?


  WHY IS IT IMPORTANT TO MAINTAIN A HIGH CREDIT SCORE?


  WHAT ARE THE OPTIONS FOR DEPOSITING MONEY?


  WHAT DAYS OF THE MONTH ARE LOAN PAYMENTS MADE?


  WHAT IS THE GRACE PERIOD?


  DOES GUASFCU OFFER MORTGAGE LOANS?


  ARE THERE ANY EARLY OR PREPAYMENT PENALTIES?


  WHAT HAPPENS WHEN AN AUTO LOAN IS APPROVED?


  WHAT SHOULD YOU DO WHEN YOUR LOAN IS ABOUT TO CLOSE?