Auto Loan

 
Not sure whether to take 0% financing or the cash rebate from your auto dealer? Click here to visit our online calculator and determine which option will save you the most money!

GUASFCU finances new and used automobile purchases. With up to 100% financing, GUASFCU can help you make your dream car a reality. Rates start at a very competitive 1.99% (with a cosigner) for both new and used cars. Or take advantage of today's low rates and refinance an outstanding auto loan at another financial institution. See below for more detailed information on our auto loan offerings.

  • The minimum secured new auto loan principal is $100.
  • GUASFCU must be listed as a lien holder on the title to the auto for the duration of the loan.
  • The borrower must provide GUASFCU with the title to the new auto within 60 days of the disbursal of the loan.
  • The borrower must provide GUASFCU with proof of sufficient insurance on the new auto within 60 days of the disbursal of the new auto loan.

Loan Principal

Maximum Loan Duration

$500 or less 12 months
$500 - $1,000 24 months
More than $1,000 72 months

  • No application fee for regular decision processing.
  • Finance up to 100% of the auto's NADA retail value.
  • Loan duration of up to 72 months available.
  • Easy and convenient online application.
 
RATES AS LOW AS
 
1.99%*

 
APR

(Or Click Here to Download the PDF)
*For the most qualified applicants with a cosigner.

  • The maximum secured used auto loan duration is 60 months.
  • GUASFCU must be listed as a lien holder on the title to the auto for the duration of the loan.
  • The borrower must provide GUASFCU with the title to the new auto within 60 days of the disbursal of the loan.
  • The borrower must provide GUASFCU with proof of sufficient insurance on the new auto within 60 days of the disbursal of the new auto loan.
  • GUASFCU reserves the right to interpret the value of a used car.

  • No application fee for regular decision processing.
  • No minimum down payment required on used car purchase.
  • Loan duration of up to 60 months available.
  • Easy and convenient online application.
 
RATES AS LOW AS
 
1.99%*

 
APR

(Or Click Here to Download the PDF)
*For the most qualified applicants with a cosigner.