All enrolled Georgetown students (including incoming students), alumni and their immediate family members are eligible to open an account at GUASFCU. However, applicants without U.S. addresses will not be able to receive a debit card by mail.
- All checks deposited up to $1,000 are immediately available for withdrawal in your account at the time of deposit.
- The first $300 of any check deposit greater than $1,000 is available immediately, while the remainder will be frozen
- 3 business days if the check is drawn of DC, MD or VA bank or 5 business days if drawn of any other domestic bank
- During that period, you may not make withdrawals or write checks on the frozen balance
Our free overdraft protection service will link your checking account to your savings account and/or a personal line of credit, if applicable. Overdraft protection covers checks and electronic payments and will automatically be activated if you do not have sufficient funds in your checking account to cover a check or payment but do have sufficient funds available in your savings account or on your line of credit. If available, the funds will automatically be transerred and a $10.00 transfer fee will be debited from your account.
