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Savings Accounts
Our simple savings accounts can help you start saving for
your future. You will earn 1.50% on a monthly average daily
balance of $50.00 or greater, compounded for 1.51% APY.
There are no monthly fees. In addition, your savings account
can be linked to your checking account for our free overdraft
protection service. There is no fee to open a savings account
and a low $10.00 minimum balance requirement. All Credit
Union members must maintain a savings account.
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Checking Accounts
Our free checking accounts provide you with great flexibility and no limitations. There is no minimum balance and no monthly fees. You can make unlimited withdrawals - by check, from a teller, or at ATMs. In addition, your checking account can be linked to a VISA CheckCard, allowing you to make purchases directly from your checking account at any merchant that accepts VISA.
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Direct Deposit and Electronic Payments
Both your savings and checking account can be used for direct deposits and electronic bill payments. Once established with your employer, direct deposit allows your paycheck to be deposited electronically into your account on the morning of your payday. You'll receive a paper paystub for your records, but there's no need to visit the bank to deposit a check. It's available immediately at the ATM for you to withdraw against. To setup direct deposit, you should contact your payroll office directly.
With electronic bill payment, you can have many recurring bills paid directly from your checking or savings account. You can forget about writing monthly checks and worring about delays in the mail. Your payment will be debited from your account automatically. To establish this service, you should contact the merchant directly. |
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Overdraft Protection
Our free overdraft protection service will link your checking account to your savings account and/or a personal line of credit, if applicable. Overdraft protection covers checks and electronic payments and will automatically be activated if you do not have sufficient funds in your checking account to cover a check or payment but do have sufficient funds available in your savings account or on your line of credit. If available, the funds will automatically be transerred and a $10.00 transfer fee will be debited from your account. This service is added to all new accounts free of charge.
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Certificates of Deposit
The Credit Union offers higher yielding certificates of deposit for those members who are willing to deposit funds for either 6-months or 12-months. There is a $500.00 minimum for all CDs, and early withdrawal penalties and restrictions do apply. For more information, please contact our Member Service Department.
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